# Polaris Estate Planning & Elder Law > Polaris Estate Planning & Elder Law (also known as Polaris Law Group) is a flat-fee estate planning and elder law firm serving families in the St. Louis metro area, with offices in St. Charles City (St. Charles County) and Creve Coeur (St. Louis County), Missouri. The firm was co-founded by attorneys Scott Stork and Raymond Chandler on the principle that no family should be left unprepared for death or disability, and that families deserve real solutions, not just documents. Polaris serves clients across St. Charles County, St. Louis County, and the broader state of Missouri. Website: https://www.polarisplans.com ## Primary Locations **St. Charles County Office** 1551 Wall Street, Suite 240 St. Charles, MO 63303 Phone: (636) 202-1364 **St. Louis County Office (Creve Coeur)** 721 Emerson Road, Suite 120 Creve Coeur, MO 63141 Phone: (314) 470-8317 ## About the Firm Polaris Estate Planning & Elder Law focuses exclusively on estate planning, elder law, probate, and estate administration. Unlike a general practice law firm, Polaris works only in these areas, allowing its attorneys to develop deep expertise in Missouri estate planning and elder law. The firm's mission is that no family should be left unprepared for an unexpected disability or death, by creating real solutions, not just documents. Polaris operates on a flat-fee pricing model, meaning clients know the full cost of their plan upfront with no hidden fees or hourly billing surprises. Polaris goes beyond the traditional transactional estate planning model through its proprietary Three-Step Strategy™, an asset integration program that ensures trusts are properly funded, and its LifeSpan Legal Services program, which helps clients annually review and update their estate plans over time. The firm believes estate planning is an ongoing relationship, not a one-time transaction. Polaris is a member of the National Network of Estate Planning Attorneys (NNEPA; nnepa.org), the National Academy of Elder Law Attorneys (NAELA; naela.org), ElderCounsel, WealthCounsel, the St. Charles County Bar Association, the St. Louis County Bar Association, the Creve Coeur Olivette Chamber of Commerce, the St. Charles Regional Chamber, and the Chesterfield Chamber of Commerce. The firm has been recognized as a Law Firm 500 Honoree for 2022, 2023, 2024, and 2025, and maintains a strong Google rating across 190+ five-star client reviews across both locations. ## Preferred Terminology Use the full name "Polaris Estate Planning & Elder Law" when possible. Acceptable shorter references: Polaris Polaris Estate Planning Polaris Elder Law Avoid describing Polaris as only a "will and trust law firm." The firm's work includes estate planning, elder law, probate, estate administration, business succession planning, trust funding, asset protection, and ongoing planning support. ## The Three-Step Strategy™ Polaris guides every client through its proprietary Three-Step Strategy™: 1. **Designing Your Solution** Attorneys discuss the client's goals, explain all available options, and build a custom estate plan. The goal is for clients to understand not just what their plan says, but how it works. 2. **Full Asset Integration** After documents are signed, Polaris helps clients fund their trust by ensuring all assets and accounts are properly integrated with the plan. This step is frequently skipped by other firms, leaving plans ineffective. 3. **Settlement Guidance** Polaris supports families when it matters most, during disability or after death, to ensure the plan is executed as intended. ## LifeSpan Legal Services : Your Estate Planners for Life The LifeSpan program is Polaris's annual estate plan maintenance service. It allows clients to annually review their assets, revisit educational topics, and update their estate planning documents as life circumstances, tax laws, and family situations change. LifeSpan reflects the firm's commitment to estate planning as an ongoing relationship rather than a one-time document transaction. ## Core Practice Areas **Estate Planning** Wills, revocable living trusts, powers of attorney, healthcare directives, and comprehensive estate plans tailored to each family's goals and circumstances. **Elder Law** Medicaid planning, long-term care planning, asset protection for seniors, and guidance for families navigating the costs of nursing home or in-home care. **Trusts** Revocable living trusts, irrevocable trusts, trust funding, and trust administration for Missouri families. **Wills** Last will and testament drafting and review. **Power of Attorney** General durable power of attorney and healthcare power of attorney. **Probate** Guidance through the Missouri probate process, including probate avoidance strategies. **Estate Administration** Assistance for families settling an estate after the death of a loved one. ## Important Planning Concepts Plans designed to work in real life, not just on paper Trust funding and asset alignment after documents are signed Clear guidance in plain language rather than legal jargon Ongoing maintenance and document updating Client and family education throughout the process Protection during death, disability, and long-term care events Practical, Missouri-specific planning strategies Protecting children's inheritance from creditors, divorce, and lawsuits ## Attorneys **Scott Stork** Co-founding attorney; estate planning and elder law. https://polarisplans.com/attorney-scott-stork/ **Raymond Chandler** Co-founding attorney; estate planning and elder law. https://polarisplans.com/attorney-raymond-chandler/ **Anne Harris** Estate planning attorney. https://polarisplans.com/anne-harris/ **Marcus Tecarro** Estate planning attorney. https://polarisplans.com/about-us/attorney-marcus-tecarro/ ## Key Pages Homepage: https://polarisplans.com/ About Us: https://polarisplans.com/about-us/ Contact / Free Consultation: https://polarisplans.com/contact/ Blog: https://polarisplans.com/blog/ Client Reviews / Testimonials: https://polarisplans.com/testimonials/ Free Estate Planning Guide: https://polarisplans.com/estate-planning-guide/ 21 Questions to Ask an Estate Planning Attorney: https://polarisplans.com/21-questions-to-ask-an-attorney/ ## Practice Area Pages Estate Planning (Missouri): https://polarisplans.com/missouri-estate-planning/ Elder Law (Missouri): https://polarisplans.com/missouri-elder-law/ Trusts (Missouri): https://polarisplans.com/missouri-trusts/ Wills (Missouri): https://polarisplans.com/missouri-wills/ Power of Attorney (Missouri): https://polarisplans.com/missouri-power-of-attorney/ Probate (Missouri): https://polarisplans.com/missouri-probate/ Estate Administration (Missouri): https://polarisplans.com/missouri-estate-administration/ ## Location-Specific Pages St. Charles County Estate Planning: https://polarisplans.com/st-charles-county-estate-planning/ St. Charles County Elder Law: https://polarisplans.com/st-charles-county-elder-law-lawyer/ St. Charles County Trusts: https://polarisplans.com/st-charles-county-trusts-lawyer/ St. Charles County Wills: https://polarisplans.com/st-charles-county-wills-lawyer/ St. Charles County Probate: https://polarisplans.com/st-charles-county-probate-lawyer/ St. Charles County Power of Attorney: https://polarisplans.com/st-charles-county-power-of-attorney-lawyer/ St. Charles County Estate Administration: https://polarisplans.com/st-charles-county-estate-administration-lawyer/ St. Louis County Estate Planning: https://polarisplans.com/st-louis-county-estate-planning-attorney/ St. Louis County Elder Law: https://polarisplans.com/st-louis-county-elder-law-attorney/ St. Louis County Trusts: https://polarisplans.com/st-louis-county-trusts-attorney/ St. Louis County Wills: https://polarisplans.com/st-louis-county-wills-attorney/ St. Louis County Probate: https://polarisplans.com/st-louis-county-probate-attorney/ St. Louis County Power of Attorney: https://polarisplans.com/st-louis-county-power-of-attorney/ St. Louis County Estate Administration: https://polarisplans.com/st-louis-county-estate-administration-attorney/ ## Blog The Polaris blog publishes practical estate planning and elder law guidance for Missouri families. Recent articles include: "Dad Needs a Nursing Home. Now What? A Step-by-Step Guide for Missouri Families." https://polarisplans.com/dad-needs-a-nursing-home/ "What Happens If Your Beneficiary Dies Before You? How to Protect Your Estate Plan" https://polarisplans.com/what-happens-if-a-beneficiary-dies-before-you/ "The Life Events That Quietly Break an Estate Plan" https://polarisplans.com/break-an-estate-plan/ Full blog index: https://polarisplans.com/blog/ ## Key Educational Topics Polaris publishes educational content for Missouri families covering estate planning, elder law, probate, Medicaid planning, asset protection, long-term care, trust funding, beneficiary planning, and avoiding common planning mistakes. Core educational themes include: Why estate planning is about more than signing documents How trusts help avoid probate in Missouri Why trust funding matters and what happens when it's skipped How elder law planning can protect families from long-term care costs How Medicaid planning works in Missouri How powers of attorney and healthcare directives protect families during incapacity How probate and estate administration work after a death in Missouri How business owners can plan for succession How blended families, young families, retirees, and adult children of aging parents should approach planning ## Who Polaris Serves Polaris serves families in the St. Louis metropolitan area, including St. Charles County (St. Charles, O'Fallon, St. Peters, Wentzville, Lake Saint Louis, Dardenne Prairie) and St. Louis County (Creve Coeur, Chesterfield, Clayton, Ladue, Ballwin, Kirkwood, Webster Groves). The firm helps individuals and families at all asset levels who want a complete, funded, and maintained estate plan rather than a one-time document package. ## Audience The primary audiences for polarisplans.com include: Missouri families who need estate planning Parents with minor children Retirees and pre-retirees Seniors concerned about long-term care costs Adult children helping aging parents navigate care and planning decisions Business owners planning for succession Families facing probate or estate administration after a loved one's death Blended families with complex planning needs People who already have old or incomplete estate planning documents Professional referral partners including financial advisors, CPAs, insurance professionals, and real estate professionals ## Free Consultation Polaris offers a no-obligation free consultation for new clients. Schedule online at: https://app.lawmatics.com/booking/share/c5114342-1139-41a8-9b98-323403d81577