St. Charles County: (636) 535-2733 | St. Louis County: (314) 763-2739 | Statewide: (636) 422-5107
St. Charles County
We believe that it is never too early to start planning for one’s eventual needs.
The costs of long-term care are rising at a rate that particularly affects middle-class seniors.
The majority of seniors will require extended care in some form. Unfortunately, most of them are not prepared to deal with the extremely high costs and financial burdens that come with it. Financial hardship becomes a devastating possibility with care rates costing as much or more than $10,000 per month.
Thankfully, our compassionate and dedicated estate planning attorneys are here to help. A St. Charles County Elder Law and Medicaid Planning lawyer could take the lead in making sure that your loved ones receive the attention they deserve.
Powers of attorney provide critical legal safeguards for seniors who may become temporarily or permanently unable to manage their personal and financial affairs.
By setting up these protections proactively, seniors ensure their health and financial preferences are respected without unnecessary complications.
A financial general durable power of attorney allows a senior to appoint someone they trust, called an “attorney-in-fact”, to handle financial matters if they become incapacitated.
This representative can manage bills, investments, banking, and other important financial tasks.
A healthcare durable power of attorney is crucial for ensuring medical decisions reflect the senior’s wishes when they are unable to express them personally.
This designated agent has the authority to discuss treatment options, consent to procedures, and make essential healthcare decisions, ensuring continuity of care aligned with the senior’s preferences.
A living will, also known as a physician’s directive, clearly communicates a senior’s desires regarding medical treatments during terminal or life-threatening conditions.
Typically, these directives address specific preferences related to life-support measures and treatments designed to prolong life artificially.
Join Our Free Seminar!
Transform your future with proven Estate Planning strategies. Discover how to secure your legacy and protect your family’s future.
Our attorneys help seniors secure their future through trusts, Medicaid planning, asset protection, and more.
Our experienced lawyers can also discuss trusts, asset preservation, powers of attorney, guardianship, Medicaid rules, advanced directives, and conservatorship with a senior citizen who needs to plan for their future.
Our practice’s goal is to ensure your plans for long-term care and the disposition of your estate are in order, so do not hesitate to get started today.
Talk to Us About Your Future Today
A Last Will and Testament clearly outlines who should handle your estate after your passing, as well as who inherits your property.
This essential document guides the probate court, helping to ensure your assets are distributed according to your wishes.
A revocable trust allows seniors to manage their assets effectively during their lifetime and smoothly transition them upon death.
Because the trust can be adjusted at any time, it offers flexibility and privacy while avoiding the delays and costs of probate.
Irrevocable trusts offer long-term asset protection by permanently transferring assets out of the senior’s direct ownership.
These trusts can’t be easily altered once created, but they can provide benefits like reducing estate taxes and protecting assets.
An irrevocable Medicaid asset protection trust helps seniors qualify for Medicaid coverage by strategically shielding their assets.
By placing property into this trust, seniors can protect their resources while ensuring eligibility for essential long-term care coverage.
The choice of a lawyer is an important decision and should not be based solely on advertisements. Some cases may be referred to co-counsel depending on the nature and venue of a particular case.
Please note that use of this website, sending of forms, or sending of electronic communication to our law firm or a specific attorney does not establish an attorney-client relationship.
Visit our Privacy Policy for more information about use of our website.
St. Charles County
1551 Wall Street, Suite 240
St. Charles, MO 63303
(636) 535-2733
O’Fallon
856 Waterbury Falls Dr. Suite 200
O’Fallon, MO 63368
(636) 422-5107
*By Appointment Only
St. Louis County
721 Emerson Road, Suite 120
St. Louis County, MO 63141
(314) 763-2739
Copyright © 2025, St. Charles County Estate Planning Lawyer | Polaris Law Group, LLC. | All rights reserved.